With our international healthcare plans, you can build your plan to suit the needs of your employees and your budget.
International Healthcare
Small and Medium Corporate Groups
Mid-size Business Health Insurance
Mid-size Business Health Insurance
Why choose us?
Why choose us?
Flexibility
We know every organisation is different, so we provide flexible, adaptive solutions for our clients, so that you can choose the right combination of cover for you and your employees. You can even tailor the benefit limits for some treatments.
Value for Money
We offer a network of over 1.3 M quality medical providers, settling medical bills directly with the provider for most in-patient treatments. We apply effective cost containment and fraud prevention methods to drive your savings.
Always-on assistance
We’re always there, always on: offering 24/7 multilingual Helpline and other supports
MyHealth digital services
Digital tools and services to help your team manage their health and wellness. Members can submit their claims, view policy documents, check benefits available, access telehealth services, find local providers and more.
Build your plan
Build your plan
With our international healthcare plans, you can build your plan to suit the needs of your employees and your budget.
Summit 5000
$5,000,000
€3,703,705
£3,100,000
Summit 4000
$4,000,000
€2,963,000
£2,460,000
Summit 2500
$2,500,000
€1,851,850
£1,575,000
Summit 1750
$1,750,000
€1,350,000
£1,075,000
per pregnancy
Ask us for other
options available
per pregnancy
Ask us for other
options available
per pregnancy
Ask us for other
options available
Optional Deductible and Co-payment:
No deductible or
$1,000/€740/£615
or
$2,000/€1,480/£1,225
or
$4,000/€2,962/£2,461
Co-payments is the percentage of the costs which the insured person must pay.
It applies to all treatments received on an out-patient basis, with the exception of:
- Oncology
- Video consultation services (when accessed via TeleHealth Hub)
- Psychiatry and psychotherapy (out-patient treatment)
- Vaccinations
- Health and wellbeing checks
- Cancer screening
A separate co-payment may apply to dental, optical and maternity benefits (where included)
No co-payment
or
10% up to max.
$2,000/€1,480/£1,225
or
20% up to max.
$4,000/€2,962/£2,461
or
30% up to max.
$5,000/€3,705/£3,076
No co-payment
or
10% up to max.
$2,000/€1,480/£1,225
or
20% up to max.
$4,000/€2,962/£2,461
or
30% up to max.
$5,000/€3,705/£3,076
No co-payment
or
10% up to max.
$2,000/€1,480/£1,225
or
20% up to max.
$4,000/€2,962/£2,461
or
30% up to max.
$5,000/€3,705/£3,076
Optional plans:
Ask us for other
options available
Ask us for other
options available
Aks us for other
options available
Ask us for other
options available
Ask us for other
options available
Ask us for other
options available
Faster onboarding for your group
Getting your group policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical forms to complete. It’s hassle free.
Get started today
Looking for a different solution?
Looking for a different solution?
Still unsure if International Health Insurance is what your business needs?
FAQs
International insurance with Group terms can be offered when there are three or more staff members.
For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
Moratorium underwriting sets a waiting period for pre-existing medical conditions to limit the insurance risk. This means that:
- You won't need to tell us about pre-existing conditions of any member to be covered when you apply.
- There will be a 24-month waiting period before claims for any pre-existing medical conditions may become eligible.
- Pre-existing medical conditions may be covered, provided the member did not have symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition. This is suitable for individuals or groups where members have no pre-existing conditions.
- Claims Process may be longer as each time we receive a claim, we'll look at the member medical history. We may also ask for additional information to understand if the symptom or condition is new or pre-existing.
- This option is available to individuals or groups with 3 to 9 policies
- Availability of Moratorium Underwriting is dependent on geographical location and the relevant local country regulations in place.
Medical History Disregarded terms is members’ health information is not assessed. This means that:
- You won't need to tell us about pre-existing conditions of any member to be covered.
- Pre-existing conditions are usually covered.
- Claims process is shorter because we already know that pre-existing conditions are covered.
- This option is usually offered to groups with more than 10 policies.
Allianz Care offers Emergency Healthcare Plans for groups who only wish to cover the medical emergencies of employees travelling abroad. The group can be covered for single or multiple trips to the region where the healthcare plan is held for up to or a combined maximum of either:
- 90 travel days per insurance year each
- 180 travel days per insurance year each
* Please note that the purpose of this insurance plan is to provide medical care during emergency situations. Any ongoing or further treatment that is required after the emergency situation is not covered by this policy. The areas of cover are subject to our terms and conditions
For further information, please contact our Sales team.
Get started today
ITIJ Award Winner
ITIJ Award Winner
EFMA & Accenture Innovation in Insurance Awards Winner
EFMA & Accenture Innovation in Insurance Awards Winner
UK Health & Protection Award Win
UK Health & Protection Award Win