Mid-size Business Health Insurance
In today’s connected world, many small and medium enterprises (SMEs) are trading internationally. Allianz Partners is here to protect the health and wellbeing of your employees as they grow your business overseas. We offer comprehensive international health insurance plans with a wide range of in-patient, out-patient, maternity and day-care treatments, as well as a selection of optional plans such as dental, optical and repatriation.
Our Summit range of plans are designed especially for small to mid-sized businesses (covering 3 to 100 employees) to provide affordable global solutions for you and your employees.
- If you are looking to cover 3 to 100 employees, check our Summit Plans.
- If you are looking to cover less than 3 employees, get a quote here.
- If you are looking to cover over 100 employees, contact us to discuss tailor solutions.

Doctor visits

Hospitalization

Vaccinations

Surgeries

Diagnostic tests

Prescribed drugs

Cancer treatment

Option to add a repatriation plan
Health Services
included with your cover
Your employees have access to a range of services gathered in one convenient hub to help protect them from preventable health risks. Our services include Telehealth, Expat Assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more.
Summit Plans at a Glance
With our Summit international healthcare plans, you can choose a plan that suits the needs of your employees and your budget.
Summit
2500
Broader cover for more day-to-day treatment costs
All the benefits included under Summit 1750, plus others including out-patient treatment, physiotherapy, complementary treatment, and complications of pregnancy and childbirth
Max. Plan Limit:
Summit
4000
Comprehensive cover with additional benefits and higher limits
All the benefits included under Summit 2500, plus others including health and wellbeing checks and cancer screening,
preventative surgery and hormone replacement therapy
preventative surgery and hormone replacement therapy
Max. Plan Limit:
Enhance Your Cover with Optional Plans
Choose from the following:
Repatriation plan
If the treatment your employees need is not available locally, we'll repatriate them to their home country, so they can receive treatment close to their family and friends.
Dental plan
Protect your employee’s oral health with our reliable dental insurance plan, offering cover for dental treatments, surgeries, orthodontics and more.
Optical plan
You employees can enjoy coverage for prescribed glasses and contact lenses, including thorough eye examinations and laser eye treatments.
Get started today
Talk to the experts! If you have any questions, or if you're not sure which plan best suits your employees, our Small and Mid-size Business Team would be delighted to guide you through your choices.
Why choose us?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the sixth year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
Not sure if international
health insurance is the
right choice for you?
Watch the video and discover the difference between International Health Insurance, Short-term and travel insurance.
Frequently Asked Questions
We know you might want more information about international health insurance, so we've put together a list of our most commonly asked questions right here.
How many staff do I need to offer group terms?
Group terms can be offered when there are three or more staff members. For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
What is the difference between international health insurance and travel insurance?
International health insurance is a solution designed to support employees who travel abroad frequently or are abroad for long periods of time and want to be sure that they are covered for any medical needs. It is not the same as travel insurance, as it provides a more durable and comprehensive multi-country medical cover.
Travel insurance is a solution which covers cancelled or delayed flights, lost items such as personal belongings and has a limited element of medical treatment.
Travel insurance is a solution which covers cancelled or delayed flights, lost items such as personal belongings and has a limited element of medical treatment.
Do my employees need international travel insurance?
If your employees travel abroad frequently (more than 5 times per year) or are abroad for long periods of time and want to be sure that they are covered for any medical needs, then international health insurance may be the right solution for your employees.
Ourshort-term healthcare plans are perfect for groups who only wish to cover the medical emergencies of employees travelling abroad. Staff are covered for single or multiple trips up to a combined maximum of either:
- 90 days per insurance year
- 180 days per insurance year
What countries do you cover?
We offer coverage and support for most countries around the world. Your employees can take our cover with them on their travels anywhere within their area of cover and take comfort in the knowledge that they have comprehensive multi-country medical cover.
For specific coverage queries, please contact our Small Groups Sales Team, and they will be happy to assist you and guide you through your choices.
For specific coverage queries, please contact our Small Groups Sales Team, and they will be happy to assist you and guide you through your choices.
How do I select a geographic area of cover?
The geographical area of cover is the geographical territory where your cover is valid. When choosing an International Private Medical Insurance (IPMI) solution for your employees you should select a geographic area of cover based on where your employees normally travel to or are based for work purposes.
What are pre-approvals and what happens if an employee is in emergency care?
Some benefits are subject to pre-approval, which would entail submitting a pre-authorisation form to our medical services team. Once the treatment is deemed medically necessary, our team will arrange payment to the facility of your choice. If there is an emergency, a member would not need pre-authorisation. They should seek treatment and have someone (family member, doctor etc) get in touch with us within 48 hours.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition

ITIJ Award Winner
International Travel and Health Insurer of the Year.

EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.

UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover ?
Certain services that may be included in your plan are provided by third party providers outside the Allianz Group, such as the Expat Assistance Programme, Travel Security services, Fitness Coaching App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The Fitness Coaching App does not provide medical or health advice and the wellness resources contained within our Health Services are for informational purposes only. The Fitness Coaching App and the wellness resources contained within our Health Services shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life acting through its Irish Branch and AWP Health & Life Services Limited and their affiliates, are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third-party services.